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"How To Get Fit And Slash Your Health Insurance Costs"
by: Neil Stelling

Okay, before we start, let me explain the purpose of this
article. I want you to get so healthy, you'll never need
to make a health insurance claim. You'll save money by
increased fitness. You'll save money with a long no-claims
insurance history. And you'll look and feel much better.

There's three sides to your maximum health and fitness.
Diet, and Exercise. But that's only two ! Let me split
Exercise into Aerobic exercise and Aneorobic exercise.

Get all three right. Get the right balance. And you'll
get as fit and healthy as your body and genetics will

Whole forests of paper have been filled with advice on each
of these fitness factors. Just go into your local
bookstore, and see shelves of diet advice. Shelves of
exercise advice.

Funny how so much contradicts itself, especially for diet
e.g right next to each other on the shelf, you'll find a
book advocating low carbs & low fat; another saying high
fat is okay if you keep the carbs low. Yet another focuses
on high protein, and says carbs don't matter...

* Diet

Let me give you this simple diet advice. Stick to low fat,
low carbs and high protein. Many medical and weight loss
studies over the last 10-20 years prove this approach.
Many other diet myths come from way back in time, and look
just plain wrong when analyzed with modern methods.

* Aerobic Exercise

Couch potatoes don't realize how easily they can start
feeling fit and healthy. Just walk somewhere 3-4 times per
week, for around 20 minutes each time.

Ideally, do some more demanding aerobic exercise. I do a
lot of cycling, because it's great low-impact exercise.
And I get to see beautiful scenery while I ride.

Running provides even more intensive aerobic exercise, but
careful of your joints. Maybe you prefer hiking, to see
the local countryside ? Or take up a sport like rowing or
tennis. You also get to meet new friends by taking up
exercise as a sport.

* Anaerobic Exercise

Many people work on their diet. Many people take aerobic
exercise. But many people ignore anaerobic exercise, or
weight training.

What makes weight training so important ?

As you get older, muscle mass decreases. Muscle burns fat.
So as you lose muscle, it gets harder to keep the fat off.
Equally important, weight training can reshape your body.

No matter how much aerobic exercise you do, you'll still be
a pear shape (a smaller pear shape) if you started out a
pear shape.

Using weights you can flatten your stomach, tone your
thighs, bulk up your chest and shoulders, and reshape your
body any way you want.

Weight training is incredibly beneficial to your general
skeleton strength and conditioning. Older women can reduce
the effects of osteoporosis, and older men can maintain
their strength and agility.

This short article can do nothing more than provide an
introduction to the three keys to your health. Follow
these and you shouldn't need to make a health insurance

Slash your health insurance costs with a long no-claims
bonus. Slash your health insurance costs with any insurer
who rates your fitness.

About the author:
"How To Get Fit And Slash Your Health Insurance Costs"

- by Neil Stelling BSc, MBA

? DigiLectual Inc. 2004

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